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Financing Your New Air Conditioning or Heating Equipment Purchase

Okinus

Okinus (oh-kin-us) is a fast and friendly lease-purchase program provider that offers instant approvals of up to $8,000 with no credit needed. We provide much-needed options to consumers who really need it. Our approvals help good people bring home what they want, when they need it – with no embarrassment of rejection or long waits for approvals.

We understand that many good people may have not-so-great credit. Our founder grew up in the furniture and financing businesses. Having seen hard-working individuals struggle for basic comforts, he decided to do something to help, so in 2004, Okinus was created with those exact families in mind.

As the largest independent provider of lease-purchase programs in the industry, Okinus is seen as a second chance for consumers and a way to begin rebuilding credit. All of our representatives genuinely care about providing the best quality consumer, contractor, and retailer experience possible. That commitment to quality is backed by a significant investment in our technology, positioning us among the industry’s most trusted partners in communities across the country.

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FTL Finance

Through our close partnership with FTL, we offer a variety of flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from FTL, you'll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Plus, by taking advantage of special FTL financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which FTL financing options are available to you, or to learn about special financing promotions.

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GreenSky

We are known for "service after the sale" - and financing is no exception. Through our financing programs, we offer several flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from GreenSky, you'll enjoy:

  • Easy, Fast, Paperless Application process
  • Funding in as little as 48 hours
  • Flexible terms

Plus, by taking advantage of our special financing, you won't use up your existing funding sources, like a credit card or bank account. They'll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.

Call us to discuss our financing options or click on the “Apply Now” button to initiate your application.

Microf

Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase financing for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Call us for more information on how the Microf program can work for you.

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